144 Ripshin Lake Road

Roan Mountain, TN
$ 419,000 Beds 4 Baths 2 Sq 1,408
Monthly Estimate* How much can I afford?

RARE Appalachian retreat. Mountain Cottage in the exclusive Ripshin Lake community--a hidden gem nestled in the heart of the Appalachian Mountains! Perched in an enviable location overlooking the lake's deepest basin, this mountain retreat offers breathtaking southwest-facing views of the shimmering waters and the picturesque Unaka Range. Recent updates include a new well, updated roof, HVAC, flooring, fresh paint, plumbing, along with a new electrical panel. The cabin features extra usable space in the full height crawlspace that offers easy access to mechanical systems as well as a NEW Encapsulation system with dehumidifier. The improvements give the next owners a sense of security while preserving the rustic charm. This property is part of the Ripshin Lake Corporation, a unique structure fully owned and directed by the lake's property owners. As an equal shareholder, the owner has access to over 120 additional acres of corporate land as well as the IDYLLIC 60+ acre Lake. Owners have a voice in preserving and enhancing this special environment and maintains a stake in its pristine assets and operations. Adjacent to the Cherokee National Forest and the Roan Highlands, Ripshin Lake is surrounded by the majestic beauty of the Unaka Ridge. Established nearly 70 years ago, this private enclave is dedicated to the serene enjoyment of East Tennessee's natural wonders, offering unparalleled opportunities for fishing, boating, hiking, and peaceful relaxation. Additionally, significant community improvements include updates to the Ripshin Lake Dam, ensuring compliance with modern regulatory standards and safeguarding the lake's sustainability for generations to come. All assessments related to these updates have been fully paid, providing peace of mind to the next owner. Whether you're seeking a tranquil retreat to unwind or an active outdoor lifestyle, Ripshin Lake delivers the perfect blend of natural beauty, adventure, and community stewardship. Buyer/Buyer's agent to verify all MLS info.

Pending

  • Price
  • $ 419,000
  • City
  • Roan Mountain
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Carter
  • Half Bathrooms
  • 0
  • Area
  • Carter County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 37687
  • Sqr Footage
  • 1,408
  • Year Built
  • 1963
  • Taxes
  • $ 1531
  • Style
  • Cabin, Chalet, Cottage
  • MLS#
  • 9999026
Listed By: Berkshire Hathaway Greg Cox Real Estate
Data Source: Tennessee Virginia Regional MLS (NETAR)

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Utilities Electricity Connected
Roof Asphalt,Shingle
Appliances Electric Range,Refrigerator
Zoning Residential
HOA Fee 825
Patio/Porch Features Covered,Rear Porch
Architectural Style Cabin,Chalet,Cottage
Security Features Gated Community,Security Gate,Security System
Construction Materials Wood Siding
Year Built 1963
View Water,Mountain(s),Creek/Stream
Topography Mountainous, Sloped, Wooded, See Remarks
Property Subtype Single Family Residence
Waterfront Features Lake Front,Lake Privileges
Community Features Fishing,Gated,Lake
Assoc Fee Paid Per Semi-Annually
County Carter
New Construction false
Property Type Residential
Association Amenities Landscaping
HOA true
Subdivision Name Ripshin Lake Corp
Total Rooms 6
Full Baths 2
Status Pending
Directions From Roan Mountain turn onto Ripshin Mountain Road. Travel approximately 2 miles and turn left onto Ripshin Lake Road. Turn right at a mailbox cluster to the gate. Cell service does not work - so good to take a screen shot of directions and gate code prior to showings.
High School Cloudland
City Roan Mountain
MLS Area 314 - Carter County
Lot Size Units Acres
Lot Size Square Feet 12196.8
Elementary School Cloudland
Home Warranty Y/N false
Middle/Junior High School Cloudland
Property Condition Above Average
MLS Area Minor 314 - Carter County
Structure Type Cabin,House
Standard Status Pending
Conventional true
Financing_co_Other10 true
Financing_co_THDA true
Financing_co_VA_sp_Loan true
Wood siding true
Cash true

Interior Features

Interior Amenities Primary Downstairs,Kitchen Island,Laminate Counters,Open Floorplan
Basement Block,Exterior Entry
Flooring Luxury Vinyl
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Pane Windows
Fireplace Y/N true
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 4
Total Baths 2
Attic Crawl Opening true

Exterior Features

Exterior Amenities Dock
Water Source Well
Lot Size Area 0.28
Foundation Details Block
Building Area Total 2288
Lot Dimensions 151' x 79'
Lot Size Acres 0.28
Waterfront Y/N true
Exterior_sp_Features_co_Dock true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Dandridge, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cloudland Elementary School
Middle School Cloudland Middle School
High School Cloudland High School

Price History

8/3/2026 Listed $419,000

Property vs Zip Code Average in 37687

Price
AVG $490K
$420K
Taxes
AVG $1,034
$1,531
Year Built
AVG 1977
1963

In The Neighborhood

Areas That We Cover

144 Ripshin Lake Road Roan Mountain, TN is a Single Family Home for sale at $419000 with 1408 sqft and a lot size of 0.28 Acres Acre(s). 144 Ripshin Lake Road Roan Mountain has 4 bedrooms, 2 baths and was built in 1963. The property's zip code is 37687 which is in Roan Mountain, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
David Chile

David Chile

865-344-1064

Find your home's value