246 Cross Drive

Monterey, TN
$ 599,900 Beds 3 Baths 2.5 Sq 2,594
Monthly Estimate* How much can I afford?

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

Active

  • Price
  • $ 599,900
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Cumberland
  • Half Bathrooms
  • 1
  • Area
  • Cumberland County
  • Lot Size
  • 5.15 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,594
  • Year Built
  • 2005
  • Taxes
  • $ 1316
  • Style
  • Log
  • MLS#
  • 1348476
Listed By: The Real Estate Collective
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Propane,Electric
Cooling Central Cooling,Window Unit(s)
Appliances Tankless Water Heater,Gas Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
HOA Fee 525
Garage Spaces 2
Architectural Style Log
Security Features Smoke Detector
Construction Materials Log
Year Built 2005
View Country Setting
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland County - 34
Property Type Single Family
HOA true
Attached Garage false
Subdivision Name Cumberland Lakes
Other Structures Storage,Workshop
Total Rooms 7
Full Baths 2
Status Active
Directions From Crossville west of I-40 to exit 311, left on Plateau Rd, 1.4 miles to right on Hwy 70N, 1.8 miles to right on Mayland Loop, right on Jim Garrett Road, 4 miles to right on Cumberland Lakes Drive, 1.7 miles to right on Cross Drive, .3 miles to property on right. -OR- From Crossville north on Hwy 127, left on Hwy 62 for 7.4 miles, turn left on Cumberland Lakes Dr, left on Cross Drive, .3 miles to property on right.
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 224334
Carport Spaces 1
Property Attached Y/N false
MLS Area Minor Cumberland County - 34
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Cathedral Ceiling(s),Eat-in Kitchen
Basement Crawl Space
Flooring Carpet
Total Fireplaces 1
Fireplace Features Gas Log,Wood Burning Stove
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Wood,Windows - Insulated
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Off-Street Parking,Carport,Detached,Main Level
Lot Features Wooded,Level
Water Source Public,Well
Lot Size Area 5.15
Building Area Total 2594
Lot Size Acres 5.15
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Dandridge, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/16/2026 Listed $599,900

Property vs Zip Code Average in 38574

Price
AVG $450K
$600K
Taxes
AVG $1,050
$1,316
Year Built
AVG 2002
2005

In The Neighborhood

Areas That We Cover

246 Cross Drive Monterey, TN is a Single Family Home for sale at $599900 with 2594 sqft and a lot size of 5.15 Acres Acre(s). 246 Cross Drive Monterey has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Caryn Wilds

Caryn Wilds

865-344-1064

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